A Registered Retirement Savings Plan is a great way to save for your retirement years.  Learn how an RRSP works, when to buy one and when not to buy one.  You can invest up to 18% of your earned income for 2006 into an RRSP to a maximum of $18,000.  Take time now to ensure your money is invested properly.  Don't wait until the last minute!

 
   
Why Do I Need Life Insurance.

Upon death of a breadwinner, the economic loss is the present value of his/her future income increasing with inflation to age of retirement.

If the breadwinner consumed 20% of this income for clothing and food, then his/her dependents will need 80% for shelter, food and clothing. The surviving spouse will have to save for retirement from this income.

Life Insurance provides tax free money at death to provide investment income which replaces earned income. This income will have to increase with inflation.

 
Offering Life Insurance and Investments Through TEN STAR Brokers Inc. & TEN STAR Financial Inc. 95 Hamilton St. Waterdown ON